EVALUASI SISTEM PEMBERIAN KREDIT PADA PD. BPR. BANK DAERAH KABUPATEN KARANGANYAR

IRIANA, NOVA (2009) EVALUASI SISTEM PEMBERIAN KREDIT PADA PD. BPR. BANK DAERAH KABUPATEN KARANGANYAR. Other thesis, Universitas Sebelas Maret.

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    Abstract

    PD. BPRof LocalBank is onefinancial institutionwhose function is tocollect the fund from the society in the form of savingand deposit and redistribute themin the form of credit, among other. Recalling that theprocess of credit issuance contains the riskof deviation and has substantial risknamely whether theloanas well as credit interest given to the customer can returnconsistent with the credit issuanceagreement,a good internal control system is needed. With the presence of good internal system, it is expectedto be used in evaluating, controllingand studying precisely the size of loan given to the society. This research aims to find outthe procedure ofsystem application and credit issuance occurring in the activity undertaken by PD.BPR of Local Bank, to find out the problem occurring in the system and procedureofcreditissuanceencountered, as well as to find outthe measurestaken by PD.BPR of Local Bankin solvingproblemits faces concerning the system and procedure of credit issuance. Thisresearch was done with the primary data collection method by which the data is obtained directly from the company and with interview, that is, the question-answer methodconducted directly with the competent party in this problem. From the result of research, it can be concluded that credit issuance system in PD.BPR of Regency Karanganyar’s Local Bank has proceeded well despite some weaknesses. The recommendations given include: there should be printed sequenced numbered-form, the credit application form and credit agreement letter should be made doubly,there should be a separation between credit application and credit analysis functions,compulsory furlough, and the selection of prospect debtor should be doneselelctively. Keyword: Accounting Information System, credit

    Item Type: Thesis (Other)
    Subjects: H Social Sciences > H Social Sciences (General)
    Divisions: Fakultas Ekonomi > D3 - Akuntansi
    Depositing User: Lia Primadani
    Date Deposited: 22 Jul 2013 16:48
    Last Modified: 22 Jul 2013 16:48
    URI: https://eprints.uns.ac.id/id/eprint/7861

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