ANALISIS PEMBIAYAAN KPR IB MUAMALAT DENGAN AKAD MURABAHAH DAN MUSYARAKAH MUTANAQISHAH DI BANK MUAMALAT INDONESIA CABANG SOLO

Mega, Amalia (2017) ANALISIS PEMBIAYAAN KPR IB MUAMALAT DENGAN AKAD MURABAHAH DAN MUSYARAKAH MUTANAQISHAH DI BANK MUAMALAT INDONESIA CABANG SOLO. Other thesis, Universitas Sebelas Maret.

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Abstract

ABSTRACT ANALYSIS OF KPR IB MUAMALAT WITH ACCORDING OF MURABAHAH AND MUSYARAKAH MUTANAQISHAH IN BANK MUAMALAT INDONESIA BRANCH SOLO AMALIA MEGA ANJANI F3614008 Financing is one of the products offered by the bank in channeling funds to the public. Bank Muamalat Indonesia Solo Branch offers several financing products one of them financing KPR iB Muamalat with murabahah and musyarakah mutanaqishah. This research was aims to provide an overview of the implementation of murabahah and musyarakah mutanaqishah KPR iB Muamalat in terms of financing procedures KPR iB Muamalat, growth, advantages and disadvantages, strategy and obstacles. This research is using primary data that obtained from interviews and observations that has been done in the BMI Solo Branch. Data analysis technique using descriptive data analysis. The conclusion of this research required financing procedure and requirement in financing application with murabahah and musyarakah mutanaqishah. The increase of financing growth is influenced by the number of customers proposing the financing, the existence of advantages and disadvantages that give picture to the society, the obstacle on the KPR iB Muamalat payment, and strategy of KPR iB Muamalat payment. Suggestion given need to increase service by mastering operational guidance about financing mechanism, improvement of employee performance, improvement of product quality and socialization improvement to society concerning financing scheme. Keywords : Financing, KPR iB Muamalat, murabahah, musyarakah mutanaqishah

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