Analisis Tingkat Kesehatan Bank dalam Aspek Likuiditas dan Rentabilitas pada PT BPR CEPER periode 2014-2016

Novitasari, Devi (2017) Analisis Tingkat Kesehatan Bank dalam Aspek Likuiditas dan Rentabilitas pada PT BPR CEPER periode 2014-2016. Other thesis, Universitas Sebelas Maret.

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    Abstract

    ABSTRACT Analysis of Bank Soundness In Terms Of Liquidity and Profitability in PT BPR Ceper Period 2014 – 2016 DEVI NOVITASARI F3614035 This final project writing aims to determine the level of bank health in the aspects of liquidity and earnings aspects at PT. BPR Ceper period 2014 - 2016. Analysis of bank soundness level analysis in liquidity aspect using Cash Ratio and Loan to Deposit Ratio. While rentability aspect using Return on Asset and Operational Cost to Operational Income is very important for company, because related to management decisions in controlling company fund efficiently and also to assess financial performance at PT BPR Ceper certain period. Bank health analysis in the aspect of liquidity of PT.BPR Ceper period 2014 - 2016 received a healthy predicate in accordance with the standard set by Bank Indonesia with Cash Ratio of 16.93% and LDR of 67.00% for 2014. Year 2015 Cash Ratio of 9,121 % And LDR of 78.81%. Year 2016 Cash Ratio of 19.73% and LDR of 67.53%. As for the aspect of Rentability of PT BPR Ceper period 2014 - 2016 had received unhealthy predicate in 2014, but after the acquisition of the company in 2015 - 2016 gets a healthy predicate. Year 2014 PT BPR Ceper got unhealthy predicate because the value of Return on Asset of -5.7% and BOPO of 160.50% which is not in accordance with the standards of Bank Indonesia. Year 2015 experienced a performance increase that makes the Return on Asset rate of 5.3% and BOPO of 64.51% otherwise healthy. In 2016 Retrun on Asset of 3.22% and BOPO 54.88%. From the results of this study can be concluded that from health analysis PT.BPR Ceper can be used to improve management, policies, and actions for the advancement of PT. BPR Ceper. Suggestions that author can give to PT BPR Ceper, among others, maintain better liquidity level in managing third party funds and more active in lending, so that third party funds can be used optimally. To maintain the level of rentability by being more careful in distributing credit to the public to avoid the occurrence of non-performing loans, so that more optimal in generating corporate profits. Keywords: Bank health, Liquidity, Rentability, PT.BPR Ceper

    Item Type: Thesis (Other)
    Subjects: H Social Sciences > HG Finance
    Divisions: Fakultas Ekonomi
    Fakultas Ekonomi > D3 - Keuangan Perbankan
    Depositing User: Nanda Rahma Ananta
    Date Deposited: 04 Sep 2017 19:16
    Last Modified: 04 Sep 2017 19:16
    URI: https://eprints.uns.ac.id/id/eprint/34416

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