PROSEDUR KREDIT TAMSIL PEGAWAI NEGERI SIPIL PADA PD. BPR BANK KLATEN

SENTOSA, ERA WIDAYA (2017) PROSEDUR KREDIT TAMSIL PEGAWAI NEGERI SIPIL PADA PD. BPR BANK KLATEN. Other thesis, Universitas Sebelas Maret.

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    Abstract

    ABSTARCK The Procedure of Credit Tamsil for Civil Servant in PD. BPR Bank Klaten ERA WIDAYA SENTOSA F3614046 This study aims to: (1) Knowing the procedure of Credit Tamsil for Civil Servant in PD. BPR Bank Klaten; (2) Knowing the growth and contribution of Credit Tamsil in January-March 2017; (3) Knowing the factors of enabling and constraining realization Extra Credit and Income. The researcher of this study does direct observation in PD. BPR Bank Klaten at Jl. Veteran 140, Klaten, Central Java. The primary data include interview and observation, the secondary data were taken from Credit Tamsil data in 2016. This research was obtained by descriptive qualitative research method with technique collecting data through the result of interview with the employee of PD. BPR Bank Klaten and observation during apprenticeship since January 9th until February 7th 2017. The result of this study showed that: (1) Credit Tamsil is a special credit for the Civil Servant who has two procedures, that is door to door and personal process; (2) The growth of Credit Tamsil has reached the target in early year, but in general the growth has not showed yet. So the contribution to the bank has not given effect because the level of contribution that given from Credit Tamsil very small. (3) There are two factors in Credit Tamsil, which is (a) realization in enhancement factor, the credit system is daily, low interest rate and easy rules of door to door credit system (b) realization in inhibiting factors, early pension, mutation customer and the promotion not optimal. Key Words: Procedure, Credit Tamsil, Growth, Contribution.

    Item Type: Thesis (Other)
    Subjects: H Social Sciences > HB Economic Theory
    Divisions: Fakultas Ekonomi
    Fakultas Ekonomi > D3 - Keuangan Perbankan
    Depositing User: Retno Andriani
    Date Deposited: 27 Mar 2017 09:20
    Last Modified: 27 Mar 2017 09:20
    URI: https://eprints.uns.ac.id/id/eprint/32585

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