ANALISIS RISIKO KREDIT PADA PERBANKAN SYARIAH DAN KONVENSIONAL (Studi pada Bank Konvensional dan Bank Syariah yang Terdapat di Negara Rumpun Melayu dan Timur Tengah)

NOVIKA NUR A, AMANDA (2016) ANALISIS RISIKO KREDIT PADA PERBANKAN SYARIAH DAN KONVENSIONAL (Studi pada Bank Konvensional dan Bank Syariah yang Terdapat di Negara Rumpun Melayu dan Timur Tengah). Other thesis, UNIVERSITAS SEBELAS MARET.

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    Abstract

    Purpose of this research is to test of credit risk in Islamic and conventional bank. Credit risk is measured by using financial ratio Z-Score, and NPL (Non Performing Loan). This research using 58 conventional bank and 19 Islamic bank in Melayu’s countries (Indonesia, Malaysia, dan Brunei Darussalam), 58 conventional bank and 24 Islamic bank in Middle East’s countries (Bahrain, Kuwait, Saudi Arabia, United Arab Emirates, Qatar, Jordan, Iraq, Iran, dan Lebanon) between 2011-2014 which is used as research samples. This research using the Wilcoxon Rank-Sum Test and finds Islamic bank have high credit risk than conventional bank using credit risk measure NPL and Z-Score in Melayu’s countries, and conventional bank high credit risk than Islamic bank using credit risk measure Z-Score in Middle East’s countries. This Research findings suggest that the measure chosen plays a significant role in assessing the actual credit risk of banking.

    Item Type: Thesis (Other)
    Subjects: H Social Sciences > HB Economic Theory
    H Social Sciences > HC Economic History and Conditions
    Divisions: Fakultas Ekonomi
    Fakultas Ekonomi > Manajemen
    Depositing User: dian pratiwi
    Date Deposited: 18 May 2016 11:00
    Last Modified: 18 May 2016 11:00
    URI: https://eprints.uns.ac.id/id/eprint/26173

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