PELAKSANAAN PEMBERIAN KREDIT DENGAN JAMINAN FIDUSIA PADA PT. BPR NGUTER SURAKARTA

Indriana, Marsha Diptha (2015) PELAKSANAAN PEMBERIAN KREDIT DENGAN JAMINAN FIDUSIA PADA PT. BPR NGUTER SURAKARTA. Other thesis, Universitas Sebelas Maret.

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    Abstract

    In distributing to the community, the Bank should have belief and goodwill first and debtor’s capability and solvency. For that reasons, in each loan distribution, PT. BPR Nguter Surakarta requires the presence of debtor’s collateral. The object becoming fiduciary collateral is called BPKB. The loan distribution was based on the loan agreement followed by collateral agreement. The problem of research was how is the implementation of loan agreement with fiduciary collateral and the weaknesses and the solution to them in PT. BPR Nguter Surakarta. Based on the result of research and discussion in loan distribution to the prospect debtor, PT. BPR Nguter Surakarta explained the procedure the prospect debtor should met, passing through the loan distribution procedure. The loan distribution procedure included application, assessment or verification, loan analysis, application approval, agreement and loan liquefaction. In the presence of loan agreement ratification and loan realization; therefore the debtor had obligation to repay the loan the bank had given. When the debtor defaulted in undertaking his/her obligation, BPR management had several solutions: giving first to third warning. When the warning was ignored, BPR would convene the debtor. When the two solutions had not been responded to, BPR would confiscate and sell the collateral object. Keywords: Loan Distribution, Fiduciary Collateral.

    Item Type: Thesis (Other)
    Subjects: H Social Sciences > H Social Sciences (General)
    H Social Sciences > HC Economic History and Conditions
    Divisions: Fakultas Ekonomi
    Fakultas Ekonomi > D3 - Keuangan Perbankan
    Depositing User: azaria nur fadhillah
    Date Deposited: 27 Nov 2015 22:20
    Last Modified: 27 Nov 2015 22:20
    URI: https://eprints.uns.ac.id/id/eprint/22051

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