ANALISIS KREDIT BERMASALAH PADA PD. BPR. BANK DAERAH KARANGANYAR PERIODE 2008-2012

SETYOADIANA, WINDA AYU (2013) ANALISIS KREDIT BERMASALAH PADA PD. BPR. BANK DAERAH KARANGANYAR PERIODE 2008-2012. Other thesis, Universitas Sebelas Maret.

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    Abstract

    The objective of the thesis was to determine and analyze non-performing loans. In the preparation of this thesis, the methods used are qualitative and quantitative methods to obtain a clear picture of the analysis of problem loans to borrowers who have at bank PD. BPR Bank Daerah Karanganyar. Non-performing loans at PD. BPR Bank Daerah Karanganyar due to several factors, including customers who are late paying installments due to decreased business earnings, crop failure, or the depotition of customers who do not want to pay the installments and pay of the loan. Of the bank may becaused by the credit analysis may be less careful and not including 5C in the process of implementing elements of analysis for the realization of the credit because of the other elements of fraud. Conclusion obtained from analysis of the emergence of non-performing loans at PD. BPR. Bank Daerah Karanganyar due to the implementation of elements of 5C, character, capacity, capital, collateral, and condition of economy, and effort made to collect, from borrowers is also less than the maximum.

    Item Type: Thesis (Other)
    Subjects: H Social Sciences > HB Economic Theory
    Divisions: Fakultas Ekonomi > D3 - Akuntansi
    Depositing User: Lynda Rahmawati
    Date Deposited: 06 May 2014 17:21
    Last Modified: 06 May 2014 17:21
    URI: https://eprints.uns.ac.id/id/eprint/15109

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