STUDI PERBANDINGAN HUKUM PENGAWASAN PERBANKAN ANTARA OTORITAS JASA KEUANGAN DI INDONESIA DENGAN FINANCIAL SERVICES AGENCY DI JEPANG

KUMALASARI, GALUH WAHYU (2013) STUDI PERBANDINGAN HUKUM PENGAWASAN PERBANKAN ANTARA OTORITAS JASA KEUANGAN DI INDONESIA DENGAN FINANCIAL SERVICES AGENCY DI JEPANG. Other thesis, Universitas Sebelas Maret.

[img]
Preview
PDF - Published Version
Download (542Kb) | Preview

    Abstract

    The objective of this research is to investigate the regulation of the banking supervision between the Financial Service Authority in Indonesia and the Financial Service Agency in Japan, the similarities and differences of supervision done by both the Financial Service Authority in Indonesia and the Financial Service Agency in Japan, and the successfulness level of supervision done by the Financial Service Agency in Japan in improving the banking quality in Japan. This research used the prescriptive normative research method with the statute and comparative approaches. The research used the primary and secondary legal materials. The data of the research were gathered through library research. They were then analyzed by using the deductive technique of analysis. The result of the research shows that the Financial Service Authority in Indonesia and the Financial Service Agency in Japan are independent banking supervisory institutions which have duties, functions, and authorities to regulate and supervise the financial institutions including banking institutions. There are significant differences between the two institutions in term of the budgets for the operation of Budget and the financial charges upon the institutions it supervises, whereas the existence of the Financial Service Agency in Japan, many banks in Japan were closed because they were insolvent due to the non-performing loan. Having performed its duties and functions effectively, the Financial Service Agency in Japan has been successful to improve the banking stability in Japan and to minimize the closure of insolvent banks. Keywords:Comparative law, banking supervision, the Financial Service Authority, and Financial Service Agency Penelitian ini bertujuan untuk mengetahui pengaturan pengawasan perbankan antara Otoritas Jasa Keuangan (OJK) di Indonesia dengan Financial Services Agency (FSA) di Jepang, persamaan dan perbedaan pengawasan terhadap perbankan yang dilakukan oleh OJK dan FSA serta tingkat keberhasilan pengawasan FSA dalam meningkatkan kualitas perbankan di Jepang. Jenis penelitian ini menggunakan jenis penelitian hukum normatif yang bersifat preskriptif. Sumber hukum yang digunakan terdiri dari bahan hukum primer dan bahan hukum sekunder. Pendekatan penelitian yang digunakan adalah pendekatan perundang-undangan (statute approach) dan pendekatan perbandingan (comparative approach). Teknik pengumpulan bahan hukum dengan studi kepustakaan (library research). Teknik analisis bahan hukum dilakukan dengan analisis deduktif. OJK dan FSA merupakan lembaga independen pengawas perbankan yang memiliki tugas, fungsi dan wewenang untuk melakukan pengaturan dan pengawasan terhadap lembaga keuangan dan didalamnya termasuk perbankan. Terdapat perbedaan yang sangat signifikan diantara keduanya terkait dengan anggaran yang digunakan untuk operasional kegiatan. OJK memperoleh anggaran dari APBN dan pungutan terhadap lembaga yang diawasi, sementara FSA memperoleh anggaran hanya dari anggaran negara. Sebelum adanya FSA, banyak bank yang ditutup karena insolven akibat adanya non-performing loan. Setelah menjalankan tugas dan fungsinya secara efektif, FSA berhasil meningkatkan stabilitas perbankan di Jepang dengan meminimalkan dilakukannya penutupan terhadap bank-bank insolven. Kata kunci : Perbandingan Hukum, Pengawasan Perbankan, Otoritas Jasa Keuangan, Financial Services Agency

    Item Type: Thesis (Other)
    Subjects: K Law > K Law (General)
    Divisions: Fakultas Hukum
    Depositing User: Prima Adi Pradana
    Date Deposited: 05 May 2014 22:13
    Last Modified: 05 May 2014 22:13
    URI: https://eprints.uns.ac.id/id/eprint/14972

    Actions (login required)

    View Item