EVALUASI SISTEM PEMBERIAN KREDIT PERUMAHAN PT BANK TABUNGAN NEGARA (PERSERO) Tbk. KANTOR CABANG SOLO

NINGRUM, SHINTA KUSUMA (2011) EVALUASI SISTEM PEMBERIAN KREDIT PERUMAHAN PT BANK TABUNGAN NEGARA (PERSERO) Tbk. KANTOR CABANG SOLO. Other thesis, Universitas Sebelas Maret.

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    Abstract

    The more growth in time more and more demanding needs for subsistence, especially in meeting the basic needs of a place to live, as stipulated in Law no. 4 th 1992 that the house is one of the basic human needs and developed to improve the distribution of welfare of the people. But unfortunately these basic rights have not been fully met, one reason is the lack of purchasing power. Banks are financial institutions that have a strategic role than as an intermediary institution as well as agents of development required to improve the welfare of the community. The role is realized through the distribution of a wide range of banking products, one of which housing finance products. The purpose of this study was to determine how the credit application process and procedures of housing (mortgage) on the PT. State Savings Bank Limited Branch Office Solo, by explaining about the mortgage products available on the PT. BTN (Persero) Tbk Branch Solo, processes and procedures and analysis used. So that people can find out how the mortgage on the PT. Savings Bank Negara (Persero) Tbk Branch Solo and can obtain solutions to meet the basic needs of the house. Based on these conclusions, the authors provide some suggestions are: companies should increase the amount of the credit department of human resources, in order to boost the credit service and companies should be more careful in doing the analysis to prospective borrowers as mortgage consumer credit is a loan where the amount of arguably the julmah fairly large with a long enough period so that it has a fairly high risk tigkat.

    Item Type: Thesis (Other)
    Subjects: H Social Sciences > HF Commerce > HF5601 Accounting
    Divisions: Fakultas Ekonomi > D3 - Akuntansi
    Depositing User: Lia Primadani
    Date Deposited: 21 Aug 2013 18:59
    Last Modified: 21 Aug 2013 18:59
    URI: https://eprints.uns.ac.id/id/eprint/10239

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